Our Qualifications

Over 32 years of experience as a Financial Advisor


Educational Background and Professional Designations:


        University of California, Los Angeles (UCLA)

        Los Angeles, California

        B.A. Psychology, 1981


        University of Southern California (USC)

        Los Angeles, California

        Financial Planning Certificate Program, 1986


        The American College

        Bryn Mawr, Pennsylvania

        Graduate, CLU® - Chartered Life Underwriter™ Program, 1986

        Graduate, ChFC® - Chartered Financial Consultant™ Program, 1986


        The Institute of Business & Finance

        La Jolla, California

        CFS® - Certified Fund Specialist™ Designation, 1996


        The College for Financial Planning

        Denver, Colorado

        CFP® - CERTIFIED FINANCIAL PLANNER™ Designation, 2001


        The Institute of Business & Finance

        La Jolla, California

        CAS® - Certified Annuity Specialist™ Designation, 2009


        The Institute of Business & Finance

        La Jolla, California

        MSFS degree, the Master's of Science in Financial Services 2014


        Wharton Certificate in Retirement Planning*


CFP®, Certified Financial Planner™, and CFP (flame logo) are certificated marks owned by Certified Financial Planner Board of Standards, Inc., and are awarded to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.


*Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.